Cash & Card

Where can you get cash (¥RMB) ?

  • Banks: Travelers can withdraw cash over-the-counter at major banks around the country.
  • ATMs: Travelers can also withdraw cash directly from ATMs as long as they accepts Visa, Mastercard, American Express etc. (the logos will usually be displayed). ATMs are in many large shopping malls and subway stations in China.
  • Hotels: Some hotels may offer currency exchange services.
  • Currency exchange counters: These businesses are usually located in major cities, city center areas, airports and large shopping malls, and some tourist spots.

Note:

When traveling in large Chinese cities like Beijing and Shanghai, travelers are advised to carry at least 1,000 RMB in cash.

Some business may not have bills for making change, in which case WeChat or Alipay may still be required for payment.

Now, China is largely a cashless country!

  • Although China still accepts cash, more people are using digital payments. Therefore, travelers are highly advised against relying solely on cash payment methods.
  • Be sure to set up China’s popular digital wallets, such as Alipay and WeChat Pay!

Everything you need to know about using credit / debit cards in China

  • China accepts UnionPay cards widely, while Visa, Mastercard, and American Express are less popular.
  • However any store that displays the relevant logos at its door accepts these major international cards.

Before entering China, we recommend you notify your banks that your cards will be used there. This helps prevent the bank from accidentally blocking the card.

Foreign exchange fees may apply when using cards abroad.

Not everywhere in China accepts card payments. Therefore, we recommend you have backup payment methods ready, such as cash or digital wallets.

Scroll to Top